Serving California for over two decades
A residential loan is a typical loan that you’d get for your primary residence. Residential loans are secured by a mortgage, deed of trust or other analogous consensual warranty deed on a house or property on which a person intends to construct a residence for personal, family, or household use.
A commercial loan is a type of debt-based financing provided by a financial institution to a company. It’s commonly employed to cover working capital and/or operating costs that the company wouldn’t be able to cover otherwise.
A hard money loan is a type of equity loan in which a borrower receives currency in return for real estate as collateral. The most typical lenders of these forms of hard money loans are private investors or businesses. Loans of last preference or relatively brief bridging loans are referred to as hard money loans.
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Capital appreciation is one of the other advantages that a house loan can provide. One of the most compelling arguments for owning a home, according to many who have watched property prices rise over the years, is the promise of incredible capital appreciation. The cost of construction alone, which accounts for more than 70% of the total cost of a home, has climbed at a rate of 15% per year over the last decade. Rent rises in tandem with inflation, making a home one of the most rewarding investments that can provide long-term inflation protection.
These are only a few of the benefits that a home loan can bring you, Bonaventura Group & Real Estate Inc. is here to help you with choosing the right loan that suits your needs.
We are a part of the National Association of mortgage brokers. Association of Independent Mortgage Experts and Equal Housing Lender logo.
Bonaventura Group & Real Estate Inc. is recognized as an industry leader, with a reputation for integrity, honesty, and consistency.
We have strong relationships with over fifty lenders, so we can guarantee you the best rates and service. Our lenders go above and beyond to get you the best loan possible.